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Cashback, Gift Cards and Cheap Gas - SimplisticSaving.com

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Cashback, Gift Cards and Cheap Gas

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I absolutely love to shop at Amazon.com (this is an unpaid shout out).  We are Amazon Prime subscribers and also own a Kindle Fire HD.  I continue to be amazed at the fact that I can order something in the afternoon and it is at my doorstep the next day (for $3.99).  The other thing I love about Amazon is that they always have low prices, the only problem with this is that they do not participate in cashback portal programs (Join TopCashBack.com) or offer coupons for large percentages off your total purchases.  Even without these money saving advantages I am working on  getting 6% off my Amazon purchases at minimal.  This strategy does not only work on Amazon, but can be used successfully for most regular purchases.  Dave Ramsey certainly will not appreciate what I have to say, but that’s just the chance I’ll have to take.

My Blue Cash Preferred AMEX card gets me 6% cashback on all grocery purchases throughout the year (First $6,000).  This cashback amount is in addition to the fantastic $250 signing bonus.  Therefore, I can walk into my local Kroger, buy a $100 Amazon gift card and I will get $6 credited to my card.  This is a fantastic deal as it is, but it is made even better by the fact that my local Kroger also has a daily offer of 2X gas rewards on all gift card purchases.  Therefore, my $100 gift card gets me $6 cashback and 200 gas points!  Fuel reward points are good for .10 off per gallon of gas for every hundred points.  Currently, the offer is even juicier!

Last month I went into Kroger and they were offering 4X fuel reward points on the purchase of a gift card!  So here’s what I did.  Knowing that we buy from Amazon.com constantly I purchased a $250 gift card and paid with my AMEX which earns 6% cashback on grocery store purchases for a total of $15 cashback.  This purchase also earned me 1,000 gas points (250 x 4) which are good for $1.00 off per gallon of gas (up to 35 gallons).  Since we buy gas no matter what, this is a real savings!  We will maximize this savings on all 35 gallons of fuel.  So the $250 gift card – $15 cashback – $35 fuel savings basically makes the $250 gift card $200!  This 4X point deal is available until the end of March and the actual points earned can be used through the end of April.

To further increase savings I will use my 5% cashback gas reward card when paying for the gas.  I do not figure this savings into my actual savings because I would use this card regardless.

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